New to buying property? Follow our 7-step checklist for first-time buyers in the UK to navigate the journey confidently.
Buying your first home is a major milestone, but it can also be daunting. There’s a lot to think about—from sorting your finances to choosing the right solicitor. This step-by-step checklist will help you stay organised and avoid common pitfalls.
1. Assess your finances: Check your credit score, determine your deposit size, and explore your borrowing capacity.
2. Get a mortgage agreement in principle: This shows sellers you’re serious and gives you a clear budget.
3. Research locations: Compare average prices, schools, transport links, and local amenities.
4. View properties wisely: Ask questions about the building’s condition, utility costs, and recent upgrades.
5. Hire a conveyancer: Engage a trusted solicitor early to handle the legal process.
6. Make a smart offer: Consider recent comparable sales and be ready to negotiate.
7. Prepare for completion: Book surveys, arrange insurance, and keep in touch with your lender and conveyancer.
With the right support and preparation, your journey from viewing to moving in can be smooth and successful.